XRP was created in 2012 by the company Ripple as a digital payment protocol rather than just a cryptocurrency. It was designed to enable fast, low-cost international money transfers, targeting banks and financial institutions as its primary users.
Its popularity comes from its speed and efficiency. XRP transactions settle in just a few seconds, compared to minutes or hours for other cryptocurrencies, and the network can handle a high volume of transfers with minimal fees.
Over time, XRP has gained recognition for bridging the traditional finance and cryptocurrency worlds. While its focus differs from Bitcoin or Ethereum, it remains a widely recognized and actively used digital asset in cross-border payments and financial services.
There are currently no available opportunities to make money with XRP.